Great food equals more efficient working day
Encourage your employees to enjoy healthy and delicious lunches with Smartum's lunch benefit. With lunch benefit, your employees can enjoy their meals in almost 9000 lunch venues across Finland. Using lunch benefit is easy with SmartumPay mobile app or traditionally with lunch vouchers.
You can offer lunch benefit as digital lunch saldo, paper vouchers, or as a part of SmartumPlus service. The choice is yours!
Lunch as digital saldo
With lunch saldo it is possible to pay the amount between 8.00 € and 12.70 € at once, according to the guidelines of the tax authority. The lunch saldo in the employee's Smartum account will be valid for a 15 month period.
Ordering and costs
Ordering and managing Smartum's digital lunch saldo is easy in Smartum web service. You can offer the lunch saldo also as an ongoing subscription, in which case you don't have to create a new ordering list every month, but the system will create it automatically.
Lunch as paper vouchers
Ordering and costs
Lunch vouchers are delivered in bundles of ten vouchers. After you have placed an order via our web service, the vouchers will be sent to you.
The delivery fee of orders placed in Smartum web service is €30. The delivery fee includes postage. Value-added tax (24 %) will be added to the delivery fee.
Taxation of lunch benefit
Tax deductions with lunch benefit
The lunch benefit is a benefit worth money – for the employer as well as the employee. The employer can make tax deductions for the costs. As for the employee, they either get a fringe benefit in addition to the salary or a lunch deduction.
You can offer lunch benefit as digital saldo or paper vouchers. With lunch saldo the employees can pay the cost of part of the cost of their meal that lands between 8.00 € and 12.70 €. The vouchers are valued at 9.00 €, 11.30 € and 12.70 € in the year 2023.
Read more about the taxation of lunch benefit from our tax guide.
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Order lunch benefit and make your employees happy! By leaving your contact information here, our expert will contact you and helps you to choose the service that best tend to your needs.