General Terms and Conditions of the Smartum Oy Website

The use of Smartum Oy’s online service (hereinafter ‘the Website’) requires the user of the Website to undertake to comply with these Terms and Conditions. These Terms and Conditions apply to all written materials and data found on the Website, regardless of their format (hereinafter ‘the Materials’).

Service provider

Name: Smartum Oy
Registered office: Helsinki, Finland
Address: Yrjönkatu 11 B, FI-00120 Helsinki
Business ID: 2780101-9
Telephone: +358 (0)600 149 88

Changes to the Website and Materials

Smartum Oy has the right, at any time and for any reason without prior notice, to change the content, appearance and level of availability of the Website and the Materials, other aspects of the Website’s features and these Terms and Conditions or terminate the Website in part or in full. Smartum Oy also has the right to interrupt the Website services without prior notice for the duration of maintenance and updating.


Our website uses cookies. Users can manage the use of cookies via the Cookie Settings button provided on the Smartum website. It also enables blocking all but the essential cookies. However, the disabling of cookies may impact the functioning of the Smartum services. Read more about cookies here.

Smartum Oy's liability

Smartum Oy is not liable for any damages caused to users from the use or non-availability of the Website or damages related to them. Smartum Oy seeks to keep the Website up to date and free of errors. Smartum Oy seeks to correct any errors and faults on the Website as quickly as possible. However, Smartum Oy gives no guarantee that the Website will function free of interruptions and errors.

Materials created by others

Smartum Oy is in no way liable for the content or functioning of other websites accessible through its online service. By going to the linked websites, the user accepts that the websites in question are out of Smartum Oy’s control and that Smartum Oy has no influence over their content.

Applicable law

The use of the service and the interpretation of these Terms and Conditions are subject to the laws of Finland. Any disputes concerning this agreement will be resolved in the District Court of Helsinki according to Finnish legislation.

Effective date and changes to the Terms and Conditions 

These Terms and Condition are effective from the date of update (at the bottom of the webpage) and will remain so until further notice. Smartum Oy has the right to change these Terms and Conditions, and any new Terms and Conditions will enter into effect from the date of their publication in the online service.

Intellectual property rights

Ownership rights, copyright and other intellectual property rights to the Website and the Materials and other materials available on it belong to Smartum Oy or its partners. All rights to the Website, Materials and other materials available on the Website are retained.

Users have the right to keep a temporary technical copy of the Website on their computer or other data terminal and print out parts of the Website for their personal use. The trademarks and logos on the Website may not be published, copied or distributed without written permission from Smartum Oy.

Personal data

Smartum Oy complies with the provisions of the EU’s General Data Protection Regulation in the processing of personal data. None of the identifying information obtained by Smartum from the use of the Website will be disclosed to third parties unless required by a verdict or decision by the authorities. For more information on the processing of personal data, please see the privacy statement.