Smartum Oy manages employee and social benefits programs using means of payment such as vouchers, electronic cards, and electronic vouchers. The benefits promote well-being and freedom of choice. Nearly a million employees benefit from the exercise, cultural and lunch benefits offered by Smartum. Around one million people live in municipalities that use Smartum Palveluseteli.
Established in 1995, Smartum is a Finnish family enterprise and the market leader in its field in Finland.