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Smartum Ltd.

Smartum Oy manages employee benefits using means of payment such as vouchers, electronic cards, mobile payments and electronic vouchers. The benefits promote well-being and freedom of choice. Nearly a million employees benefit from the exercise, cultural, lunch and commuter benefits offered by Smartum.

Established in 1995, Smartum is a Finnish family enterprise and the market leader in its field in Finland.

Employer can easily contribute to the well-being of their employees with Smartum benefits. You can choose from exercise, culture, lunch and commuter benefits as well as wellbeing incentives such as Smartum Smoothie. Read more.
Smartum's employee benefit network includes thousands of exercise and cultural venues around Finland, from Hanko to Utsjoki. Our lunch benefit network is just as extensive, covering the entire country. What's more, with Smartum Työmatkasaldo employees can purchase ticket products suitable to their commute at R-kioskis around Finland.
Approximately 13,000 employers with nearly one million employees around Finland offer Smartum payment instruments to their employees. As a result, joining the Smartum network is an excellent and cost-effective way to reach employees looking for lunch and recreational opportunities.