Hold on to your professionals!

Reward and engage your company's employees with employment benefits from the most sought-after provider. Offer your employees the means to promote their own well-being and to cope better with everyday life.

Order benefits

 

With Smartum, you put your employees first and show them that you care

It's great that you have decided to promote your own and your employees' well-being with the help of Smartum benefits! 

On this page you will find all the information you need about ordering Smartum benefits, so that you can start rewarding and delighting your employees. Ordering Smartum Plus benefits is quick, easy and risk-free, as you only pay for benefits based on how much your employees have actually used them.

With tax-subsidized benefits, you will save money and hold on to your professionals!

5 Reasons to Choose Smartum

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Fast and effective

With Smartum's benefits, you show that you care. Benefits are an easy and affordable way to secure the well-being of your employees and thus the future of your company. When you order the benefits of your choice, your employees can use them immediately. With Smartum, you give your employees the freedom to choose the means by which they can promote their own well-being and cope with everyday life.

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9/10

Our easy-to-use SmartumPay application consistently receives the best app ratings in the industry. We wanted to make it possible for everyone to maximize their individualized everyday life and well-being. Smartum benefits can therefore be used in almost 40,000 different venues. 9/10 of Smartum benefits users feel that the application works well or very well.

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Pay according to use

You don't have to stress, commit, or take unnecessary risks. Nor does your company tie up capital for benefits in advance. When you order Smartum Plus benefits and distribute them to your employees, we bill you afterwards once a month according to how your employees have actually used their benefits. Post-invoicing is a risk-free and a worry-free solution.

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1 € = 6 €

A properly invested euro in well-being brings six euros back (Source: Työterveyslaitos). Our tax-supported benefits are a financially profitable way to do good, as well as a way to delight and reward your employees. According to research, we are the best-known brand in the industry and the most desired provider of employment benefits in the eyes of employees.

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100% Finnish

Smartum is a Finnish family business founded in 1995. We are the first player in the industry to bring tax-free exercise benefits to the Finnish labor market. We are still the only 100% Finnish-owned partner offering employment benefits. With our help, you can confidently focus on what's important and at the same time ensure the comfort of your employees.

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Act before it's too late!

Step into the forefront as an employer and offer your employees the most prestigious employment benefits in Finland.

Order benefits

 

This is how you easily order SmartumPlus electronic benefits

Register to the service using strong identification. Fill in your company information and and choose an invoicing method.

You can offer the flexible SmartumPlus benefit that according to your selection can include exercise, culture, massage and commuting benefits. The lunch allowance must be offered to the employee separately. Lunch is offered either as a lunch deduction (75%) or as a fringe benefit on top of the salary.

 

Finally, choose “Share the benefit” or “Save as draft” if you wish to share the benefit later.

You can add employees either individually or by bringing multiple people to the service using a CSV file. For the CSV import, use the ready-made CSV file template that can be downloaded from the SmartumPlus service. You can find detailed instructions within the service.

Finally, confirm your order in the order summary of the service, which you can find at the top right of the page. After confirmation, your employees will receive an email with information about the benefits offered to them.

Employees confirm their identity from the e-mail link they receive from Smartum. The employee accepts the benefits by logging into the service with bank credentials or other means of strong authentication. The employee then downloads the SmartumPay application and logs in to the app using bank credentials or other means of strong authentification. That’s it, the employee can start using their benefits! We will only invoice you according to how your employees have factually used their benefits.

Choose the best benefit option for you

You can support the well-being of your employees by providing them with the lunch benefit, exercise benefit, exercise and culture benefit, massage benefit or commuting benefit. Or all of these!

More than €7,000 in tax-supported welfare per year/person

The Smartum benefits are either completely or partially tax-free. You can offer exercise and culture, massage and commuting benefits tax-free for up to a total of 4200 euros/year/person. Your company can fully deduct the benefits in company income tax, and the benefits are also tax-free for employees - within the limits defined by the tax officials.

In addition, you can offer a tax-subsidized lunch benefits with up to 2933 euros/year/person. You can deduct the cost of the lunch benefits in taxation. The employee is gets the lunch benefits as a benefit in kind on top of their salary or as a lunch deduction from their salary.

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Exercise Benefit

The Smartum exercise benefit is the way towards refreshing moments of well-being. There are over 11 000 exercise venues in the Smartum network. This means that there is something for everyone, whether you thing is pole dancing, swimming, ball games or just the regular gym.

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Exercise & Culture Benefit

The Exercise & Culture benefit will give your employees the possibility to do whatever makes them happy. There are over 15 000 exercise and culture venues in our network.

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Lunch Benefit

Encourage your employees to eat healthy and have restorative lunch breaks. Our lunch network consists of almost 9 000 venues accross the country. Order the Smartum lunch benefits for your employees and join the ranks of employers who support versatile eating!

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Massage Benefit

Add some luxury to your employees' lives and support their working capacity with the Smartum Massage Benefits. When the shoulders get stiff, the benefit can be used in over 5000 massage and physiotherapy venues within our network.

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Commute Benefit

Support your employees' everyday commuting by offering them the Smartum Commute Benefits. This is an economical and ecological way to support your employees commuting. Employees can pay for public transport directly in the HSL or VR apps, of by paying for tickets using the SmartumPay app at ticket sales venues.

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Pricing

The pricing of our service is transparent and does not include hidden costs.

We bill you with post-invoicing once a month (= you only pay for the actual use of the benefits). The invoice also includes the user fees and a service fee. The costs shown below are list prices:

  • User fee: €1.80/month per employee added to the service who has been offered a benefit.
  • Service fee: €5.00 per invoice.

Value added tax is added to the portion of the user fee and service fee according to the applicable value added tax rate at any given time.

And that's all! Our price list does not include any other costs.

Validity period
Employees can use the SmartumPlus balance until the end of the current calendar year.

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Want to hear more? Schedule a meeting with one of our experts


Did you miss something? In that case, book an effective half-hour remote meeting with our expert from the calendar below! When booking, please let us know which topics you would like to discuss or hear more about. Appointment booking is possible for organizations of more than 20 people. 

Order Smartum benefits independently from the SmartumPlus service.

Order SmartumPlus benefits here

A Finnish family business as your partner

Smartum is a Finnish family business that was founded in 1995. Everything started when two brothers came up with the idea of ​​a sports voucher. This idea quickly expanded to other employee benefits and made Smartum into the current market leader it is today.

Our mission at Smartum is to support the overall and individual well-being of people. Only support that is truly meaningful to the employee is also meaningful to the employer.

Let us help you empower your employees.

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