By supporting exercise and culture, you encourage your employees to engage in a diverse range of recreational activities. Letting employees choose where and what kind of activities to participate in increases their motivation for taking care of their own well-being. With Smartum products, supporting exercise and culture is not only convenient, but also tax free.
Thousands of service venues
The Smartum network features over 8,000 exercise and cultural venues, from Hanko to Utsjoki. With such a wide range of services to choose from, every employee is sure to find places and activities to suit their preferences. The number of cultural venues is further increased by ticket broker channels, through which employees can redeem tickets to thousands of different events.
We offer two different ways of supporting exercise and culture
Smartum Liikunta- ja kulttuurisaldo
Smartum Saldo is a convenient solution when you want to administer your employees' exercise and culture benefit electronically. Ordering the benefit, communication, loading and monitoring are all carried out online. The Smartum cards are delivered directly to employees by post.
Through the accompanying Smartum online service the employer can:
- easily communicate about the availability of the benefit to employees.
- request employees to register as beneficiaries.
- define the number of exercise and culture benefits offered.
- load exercise and culture benefits to employees' Smartum accounts.
Visa ensures an extensive network
Based on Visa technology, the Smartum card can be used as a payment method at nearly all exercise and cultural venues included in the Smartum Saldo network that accept Visa debit and credit cards. If the venue does not use payment terminals (e.g. some small orienteering tracks), the service can be paid online through the employee's personal Smartum online service. You can find all the venues that accept Smartum Saldo as a payment method with the help of our venue search (only available in Finnish).
A card that is easy to use
The Visa logo on the card indicates that the card functions in the same way as familiar debit and credit cards. The card is extremely easy to use, and reliability is absolutely first-rate. Identification is handled with a signature. Since the card is a so-called prepaid card, it cannot be used to pay in excess of the balance provided.
The card is mailed home
Employees' Smartum cards are mailed directly to their home addresses and the benefit is immediately ready to use. Benefits are valid for 15 months after they are loaded on to the card. Any balance not used by an employee during the period of validity is returned to the employer’s Smartum account to be redistributed. The balance will remain valid for redistribution until the end of the next calendar year.
Why choose Smartum Saldo?
Smartum Saldo is an ideal solution for companies of all sizes. Ordering and managing the cards is easy, and using them could not be simpler. When choosing between the vouchers and the card, please consider the following:
- Employees need to register as Smartum Saldo beneficiaries online. Can your employees get online easily?
- Is the distribution of the vouchers inconvenient? Many companies have work sites around the country. Smartum cards are delivered directly to the employees' home addresses.
There may be different practices within the same company. For example the employees of the company's main office may have daily access to the Internet, making the card an ideal solution for them. Meanwhile warehouse employees can be offered the same benefit in the form of vouchers.
Find out more about venues that accept Smartum Saldo as a payment method with the help of our venue search (only available in Finnish).
Smartum Liikunta- ja kulttuuriseteli
The Smartum Liikunta- ja
The Smartum Liikunta- ja kulttuuriseteli voucher is the original way of supporting your employees' exercise and cultural activities. With Liikunta- ja kulttuuriseteli vouchers, your employees can engage in either exercise or cultural activities or both at thousands of different venues from Hanko to Utsjoki.
Smartum Liikunta- ja kulttuuriseteli is an employee benefit that has retained its popularity year after year thanks to its affordable price, tax-exempt status, being a payment method familiar to all and boasting an extensive network of service venues. Some employers appreciate the fact that the vouchers can be concretely distributed to employees. The monetary incentive communicates to employees that their employer cares about their well-being.
Where can the vouchers be used?
Smartum Liikunta- ja kulttuuriseteli vouchers are accepted at over 8,000 exercise and cultural venues around Finland. With such a wide range of services to choose from, every employee is sure to find places and activities to suit their preferences. What's more, our network is constantly expanding with new exercise and cultural venues from all corners of the country. If you know of a venue that you would like to have added to our network, please let us know! We'll do our best to add it to our network.
Find out more about the venues that accept Smartum vouchers with the help of our venue search (only available in Finnish).
If you value your employees' well-being and want to give them the opportunity to choose between exercise and culture, the Smartum Liikunta- ja kulttuuriseteli voucher is the right solution for you.
Smartum Liikunta- ja kulttuuriseteli is an individualised employee benefit meant for the personal use of the beneficiary. The vouchers cannot be used to pay for the exercise activities of children or other family members. The voucher is a security printed payment instrument.
How much do the vouchers cost?
The Liikunta- ja kulttuuriseteli voucher is a VAT exempt payment instrument, which costs the employer five euros per voucher. The only cost on top of this is a processing fee, which is added to every order and also includes delivery. The acquisition costs of the vouchers are tax deductible as normal business expenses. Employers can use the exercise and cultural vouchers to support employees' exercise tax free by up to 400 euros/employee/year. The employer does not pay other salary-related expenses for the benefit.
You can make the administration of the vouchers easier by ordering them pre-assigned. This means that each employee's name is printed on the vouchers during security printing.
The easiest way to order vouchers is through the Smartum online service. No contract is required, so placing an order does not obligate you to place further orders. As a result you are free to test whether the exercise and culture voucher is the right solution for your employees. The Smartum Liikunta- ja kulttuuriseteli vouchers currently being sold are valid until 31 December 2019.
Are you interested?
Contact us and we'll see if Smartum Saldo is the right employee benefit solution for your company.
Phone: +358 600 149 88
Opening hours: weekdays 8.30-16.00