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Service provider – Get more customers with Smartum payment instruments

Would you like to market your company's services to nearly one million Finns? Then join the nationwide Smartum network!

One contract – 13,000 employers

Approximately 13,000 employers around Finland offer Smartum payment instruments to their employees. As a result, joining the Smartum network is an excellent and cost-effective way to reach employees looking for lunch and recreational opportunities.

Welcome aboard!

Smartum Saldo is a payment instrument for exercise, culture, lunch and commuting services, which employers use to support their employees' well-being. You can start accepting Smartum Saldo payments by signing a contract with Smartum.
Starting from 4.4.2016 customers are able to use their Smartum Saldo with a handy mobile payment by showing a QR-code.
Accepting Smartum vouchers is easy. Smartum vouchers can be used to pay for exercise, culture or lunch services.
Payments made using Smartum payment instruments are quickly settled to your company's bank account.
Smartum charges a service fee either in connection with the settlement of payments or by separate invoice.