Smartum Ltd.

Smartum offers benefits for promoting well-being at work. Smartum Oy is a service company that produces targeted employment benefits in the form of means of payment. The company was established in 1995.

Soliditet Finland has granted the company its highest credit rating.

Smartum’s targeted payment instruments provide the employer with a versatile, easy, and cost-effective means of supporting an employee's spontaneous development. 100% of the decision-makers in the personnel administration of our customer companies would recommend Smartum Oy to their colleagues. (Source: Smartum Oy customer satisfaction 2011, nnolink Research Ltd).

Smartum – for your benefit