Welcome to the network

LIIKUNTASETELI_200pix_ajantasainen_versioSmartum Liikuntaseteli was developed by Smartum Oy in 1996, and it is the most popular Finnish form of employer-sponsored exercise service. For the employers, it is a simple and cost-efficient way to get their personnel to exercise. For the service provider, Liikuntaseteli is a lucrative and easy way to increase sales.

Liikuntaseteli serves the personnel of over 11,000 companies. Altogether almost 850,000 working-age people are eligible for the employer-offered, tax-exempt Liikuntaseteli perk. To date, our network of exercise facilities comprises is over 3,500 service providers and is growing.


LIIKUNTA_JA_KULTTUURISETELI_200pix_ajantasainen_versioSmartum launched Kulttuuriseteli in 2005. Nowadays Kulttuuriseteli is called Smartum Liikunta- ja kulttuuriseteli. Liikunta- ja kulttuuriseteli partnership is a simple and lucrative marketing avenue for service providers. Liikunta- ja kulttuuriseteli encourages people to try out new cultural services increasing attendance in an efficient way to the service provider.


SMARTUM_SALDO_200pixSmartum Saldo is an easy way of providing employees with a sports and cultural benefits via a personal payment card. Almost 3,000 service providers except's Smartum saldo as a paying method.

Contact for additional information:
Kalle Lehtinen
Network manager
kalle.lehtinen@smartum.fi