Smartum’s targeted payment instruments – a sign of caring

With Smartum’s targeted payment instruments, you can steer your staff’s behaviour to the desired direction. As an employer, it is for you to decide whether you support active exercise among your employees or whether you direct your support to both sports and cultural activities.

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Smartum Saldo payment card

Smartum Saldo is an easy and cost-effective way of providing your employees with a sports and cultural benefits via a personal payment card.
   

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Smartum Liikuntaseteli

For excercice activities.
Liikuntaseteli "exercise voucher" is a means of payment offered by employer to promote the personal well-being of employees. Liikuntaseteli is a simple way to take into account individual preferences. Regular exercise enhances the ability to recover from illness and boosts ones health. Liikuntaseteli is a tax-exempt benefit under certain conditions.

   
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Smartum Liikunta- ja kulttuuriseteli (prev. name Kulttuuriseteli)

For cultural and excercice activities.
Smartum Liikunta- ja kulttuuriseteli "culture voucher" is a new kind of employment benefit offered by the employer to promote the personal well-being of employees. Liikunta- ja kulttuuriseteli allows employees to divide their leisure time between both exercise and culture. Cultural pursuits have been proven to promote intellectual alertness and health.